Cigna Oral Surgeon Prosper
How Cigna Dental Insurance Can Help You
As a Cigna dentist in Prosper, the team at Wisdom Oral & Maxillofacial Surgery wants to ensure you receive the coverage you need when preparing to undergo any type of oral surgery. Fortunately, Cigna doesn’t just believe in offering the best coverage for preventive services. They also work to keep your out-of-pocket expenses low when it comes to minor and complex dental services. If you’re unsure of how much you can expect to spend on your upcoming wisdom tooth extraction or dental implant placement, let our experts work on your behalf and alleviate any additional stress you may be experiencing, because the only thing you should be focused on is your oral health. Let us answer any questions you might have by calling our office. Our team will be happy to assist.
Cigna Coverage Availability & Fees
When choosing to purchase Cigna dental insurance, you agree to a payment structure that is used by most insurance companies – a monthly premium. The designated amount you pay each month gives you open access to all the benefits your plan provides. As most dental plans offer preventive care at 80-100%, the coverage for minor or major services can vary, especially when you’re considering oral surgery.
A typical Cigna dental insurance plan might look something like the following:
- 100% Preventive Services (i.e., basic cleanings and checkups, X-rays, fluoride treatments, dental sealants)
- 80% Minor Services (i.e., dental fillings, tooth extractions, emergency dentistry)
- 50% Major Services (i.e., dental crowns, root canal therapy, wisdom tooth removal, periodontal therapy)
Most insurance companies will pay up to 50% for any type of oral surgery (i.e., tooth extraction, periodontal gum grafting). However, when it comes to dental implant placement, this is often viewed as a more “cosmetic” procedure, so it may require you to pay more out of pocket. The good news is that while more insurance companies are considering the necessity of dental implants, the restoration you will need may very well be covered by Cigna, which is why it’s always important to check before moving forward with your surgery.
As an in-network provider, the benefits listed above make it possible for you to receive the care you need without putting a financial strain on your bank account. The reason is that Wisdom Oral & Maxillofacial Surgery has an agreement with Cigna to offer certain services at a particular price. This ensures that you get proper treatment at the lowest cost available all year long.