Dental Insurance for Oral Surgery Prosper

We Welcome All Dental Insurance

Dental insurance form on a clipboard

If you have dental insurance, then you probably already know it can be used to cover your regular checkups and cleanings, but what about oral surgery? What kind of benefits do you have for wisdom tooth extractions, dental implants, etc.? Fortunately, most dental plans do offer coverage for surgical procedures, and at Wisdom Oral & Maxillofacial Surgery, we’ll not only accept your plan, but we’ll also show you the best way to maximize it. You can always give us a call to learn how we can use your particular plan, and below, you’ll find our quick and easy guide to insurance.

Will Dental Insurance Cover Oral Surgery?

Oral surgery team treating a patient

Primarily, dental insurance plans are focused on prevention. The idea is that by helping people afford routine care like checkups and cleanings, they’ll be able to avoid more serious dental issues as well as the expensive procedures required to fix them. However, most plans do offer benefits for oral surgery as well, meaning if you or your child needs a more complicated procedure, you won’t be stuck paying for it all out of pocket.

What Your Dental Insurance Plan Covers (Probably)

Model of the layers of a tooth

The goal of our office is to provide you with the best possible care and treatment based upon your examination and symptoms, not based just upon insurance benefits.

We will help in filing claims with your insurance carrier as a service to you. The portion of the bill not covered by your insurance plan is your responsibility. We will do our best to help you understand your coverage, but you may also need to contact your insurance carrier directly.

Understanding the wisdom teeth removal cost with insurance is crucial for those planning to undergo this common dental procedure. Insurance coverage for wisdom teeth extraction can vary significantly depending on the provider and the specific plan. Typically, dental insurance plans may cover a portion of the procedure. However, patients should be aware that there might be limitations or exclusions, such as coverage only for impacted teeth or a cap on the amount reimbursed.

It’s important to review your insurance policy to determine what portion of the wisdom teeth removal cost with insurance will be covered and what will be your out-of-pocket responsibility. Some plans may require a that the claim be sent to your medical carrier first for coverage or a denial prior to providing benefits. In this case, your will be responsible for the payment in full at the time of surgery and will be reimbursed if the insurance remits payment.

We Offer In-Network Savings & Accept Out-of-Network Plans

Jar of coins next to stacks of coins

Wisdom Oral & Maxillofacial Surgery is in-network with many major dental insurance plans, meaning we’re able to fully maximize a patient’s coverage. We do accept out-of-network plans as well, and unlike with health insurance, going out of network with your dental plan doesn’t always mean you’ll pay a lot more. If you don’t see your plan on the list below, just give us a call and ask—we may still be able to use it to help you save. Most patients are pleasantly surprised!

We are in-network with:

Please bring all insurance information with you to the consultation so that we can expedite reimbursement.

We participate with the following dental PPO insurance plans. Individual plans and networks vary, so we strongly recommend you check with your plan to confirm we are in network with your policy. Varied plans are under the umbrella of the PPO fee schedule of Connection Dental. There are a few insurance plans that do not participate in PPO but do pay out of network. 

  • Aetna
  • Ameritas
  • Cigna
  • Connection/GEHA
  • Delta (Some plans require the claim be sent to medical first prior to considering payment)
  • Dental Select
  • Dental Network of America
  • Guardian
  • Humana
  • Metlife
  • Principal
  • Sunlife
  • United Healthcare
  • BCBS-DNOA

If you have any questions, please reach out to our team in advance. We will do our best to verify your coverage prior to surgery and provide you with your estimated coverage and copay.